So I’m On Day… I don’t know. Twenty Two? I have about a week and two days left and six dollars in cash left in my gas fund. So far I’ve gone about sixty four dollars over budget out of the checking account (at least it’s cash, right?) which I think has taught me I need to adjust the budget up somewhat. Fortunately I don’t think there will be many expenses between this week and next although one never knows for sure. Today, for example, I popped into one of our local Super Markets for some ground turkey to make chili and ended up walking out with an additional four pounds of meat (I might add I got the entire thing (20 oz of ground turkey, two pounds of ribs, a half pound of ground chuck, a half pound of lunch meat (ham), and a container of chicken nuggets) for only twelve dollars…. which I paid for with my debit card. My excuse? And of course there WERE excuses…. that it was a good price and also THE TAMPA BAY DEVIL RAYS MASCOT WAS IN THE STORE. Yes, this has nothing to do with money or meat but it was amusing because he was trolling around in one of those little electric carts, buying papayas. My little boy was kind of freaked out about it but overall it made shopping an interesting experience.
I’m going to work on an entry about how I normally shop for groceries, bargains, etc, and I think I’ve decided to view this first month as something of a trial and error. I have learned where I need to increase my budget a little (gas and miscellaneous). I know six dollars isn’t going to get our cars through the next week, especially with my partner driving to school every day. Hopefully next month will be a more successful venture and I’ll have more capital in the envelopes to start out with. I suppose the good thing is nothing has gone on the Credit Cards and it’s all come out of the checking account. Plus we’re only a little over current budget. That has to be good for something, right?
April 27, 2009 at 1:12 pm
You do have to give yourself permission for mistakes at first. Cash-only can’t be easy to train yourself into, and it’s not like you’re not trying!
April 28, 2009 at 12:57 am
Mascots are quite hard to ignore, I’m sure. Besides all that for $12 is really good and you’re helping future monthly budgets by shopping wisely!
Also, you’re just learning how to do something. I’m doing something similar (thanks to you) except with just a food budget in mind, rather than using the cash envelope method. Thanks for the inspiration!